Transaction Monitoring Analyst

16 hours, 20 minutes ago
Full-time
Mid Level
Cybersecurity
Moniepoint

Moniepoint

Moniepoint offers a comprehensive payments, banking, and operations platform designed to support the growth of businesses and enhance financial accessibility for customers in emerging markets.

Diversified Financial Services
1K-5K
Founded 2015

Description

  • Monitor and review real-time transaction alerts generated by fraud monitoring systems.
  • Investigate suspicious, fraudulent, or unusual transaction patterns across customer accounts.
  • Apply risk-based judgement to escalate, restrict, reclassify, or close accounts as needed.
  • Draft, review, and recommend Suspicious Transaction/Activity Reports (STR/SARs) in line with regulatory requirements.
  • Place and manage account restrictions or liens where fraud or risk is identified.
  • Engage customers, relationship managers, internal stakeholders, and external financial institutions to obtain required information.
  • Document investigations clearly and maintain accurate audit trails in case management systems.
  • Meet defined service level agreements (SLAs) and quality standards for case resolution.
  • Collaborate with Fraud, AML, NIP Team, and Product teams on investigations and system improvements.
  • Participate in quality assurance reviews, audits, and regulatory examinations.

Requirements

  • Bachelor’s degree in Finance, Accounting, Economics, Law, or a related field.
  • 3-4 years of experience in transaction monitoring, compliance, fraud investigation, fraud examination, or customer service.
  • Proficiency with fraud detection software and tools in Banking, Finance, Insurance, or FinTech environments.
  • Knowledge of local and international AML/CFT regulations.
  • Strong understanding of payment transaction trends and account statement analysis.
  • Excellent understanding of transaction routing and processing.
  • Strong analytical, problem-solving, verbal, written, speaking, and interpersonal communication skills.
  • Excellent time management skills.
  • Relevant certifications such as CAMS, CFE, or DCP are an added advantage.
  • Knowledge of banking or FinTech industry regulations or standards may be necessary.

Interested in this position?

Apply directly on the company website

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