Loan Counselor/Late Stage Collections

2 hours, 20 minutes ago
Full-time
Junior
Customer and Technical Support
Cascade Financial Services

Cascade Financial Services

Cascade Financial Services provides Manufactured, Mobile, and Modular home financing across the United States. They offer custom loan applications, prequalifications, and loan estimates within 30 minutes. With a focus on attainable home ownership, Casc...

Banks
251-1K
Founded 1999

Description

  • Manage a portfolio of mobile-home mortgage loans across all delinquency stages.
  • Conduct inbound and outbound borrower communications to resolve delinquent accounts.
  • Analyze borrowers’ financial situations and explain available repayment options.
  • Negotiate repayment plans and work toward full reinstatement of delinquent loans.
  • Evaluate and process loss-mitigation options, including forbearance, repayment plans, and loan modifications.
  • Initiate and track loss-mitigation workflows according to investor guidelines.
  • Maintain accurate servicing notes and documentation in loan servicing systems.
  • Ensure compliance with FDCPA, CFPB, RESPA, investor, and company requirements.
  • Collaborate with Loss Mitigation, Customer Service, Bankruptcy, and Foreclosure teams.
  • Meet or exceed individual and team performance metrics.

Requirements

  • High school diploma or equivalent required; college coursework preferred.
  • 1–3 years of mortgage collections or servicing experience; manufactured-home experience preferred.
  • Working knowledge of GSE, FHA, VA, Freddie Mac, and conventional loan programs.
  • Strong negotiation, communication, and customer service skills.
  • Ability to handle sensitive financial conversations with empathy and professionalism.
  • Proficiency with mortgage servicing systems and Microsoft Office.

Benefits

  • Starting pay of $22+ per hour.
  • Up to $1,000 per month in bonuses.
  • Medical, dental, vision, and life insurance.
  • 401(k) match.
  • Paid time off, sick time, and 10 paid holidays.
  • Remote work opportunities in Chandler, AZ; Rapid City, SD; and Knoxville, TN.
  • Full desktop equipment provided.

Interested in this position?

Apply directly on the company website

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