Compliance Operations Manager, Transaction Monitoring

4 hours, 21 minutes ago
Full-time
Senior
Operations
Caliza

Caliza

Caliza provides a financial platform that facilitates global business expansion through instant cross-border transfers, payout orchestration, and enterprise-grade stablecoin infrastructure, while ensuring strict regulatory compliance and data protection.

Diversified Financial Services
1-10
Founded 2021

Description

  • Own implementation and ongoing enhancement of the real-time transaction-monitoring system in partnership with Engineering.
  • Write, tune, and validate AML rules, scenarios, and thresholds across fiat and stablecoin flows and international corridors.
  • Conduct alert triage, investigations, case management, disposition tracking, and held-transaction reviews.
  • Investigate fraud patterns including account takeover, authorized push payment scams, social engineering, mule activity, and first-party fraud.
  • Lead SAR and STR decisioning and filings across the US, Bermuda, Brazil, Mexico, and other relevant jurisdictions.
  • Manage sanctions-related escalations, law-enforcement requests, partner-bank RFIs, and 314(a)/314(b) requests.
  • Maintain transaction-monitoring policies, procedures, investigation playbooks, QA standards, and validation documentation.
  • Define and report transaction-monitoring metrics, including alert volumes, aging, disposition rates, SLA adherence, and filing timeliness.
  • Serve as the primary transaction-monitoring contact for regulators, auditors, examiners, and banking partners.
  • Build and lead a team of transaction-monitoring analysts as operational volume grows.

Requirements

  • 6+ years of experience in AML, BSA, or financial crime compliance, including at least 3 years focused on transaction monitoring.
  • Experience in a fintech, payments company, money services business, crypto business, or bank.
  • Hands-on experience implementing or migrating a transaction-monitoring system with an Engineering team.
  • Experience writing and tuning AML rules and thresholds and documenting rationale for auditors and examiners.
  • Deep knowledge of cross-border payments, remittance, B2B money movement, and real-time payment fraud typologies.
  • Direct experience making SAR decisions and filing with FinCEN, including narrative writing and continuing-activity reviews.
  • Experience supporting regulatory exams, independent audits, or bank-partner due diligence.
  • Ability to query transaction data using SQL and explain data-driven tuning decisions clearly.
  • Professional working fluency in English and ability to work overlapping US Eastern and Brazil hours.
  • Experience with stablecoin or digital-asset monitoring, on-chain analytics, Travel Rule compliance, Spanish or Portuguese, or certifications such as CAMS, CFE, CAMS-FCI, CCI, or CAMS-Audit is preferred.
  • Candidates must be authorized to work in their country of residence; visa sponsorship is unavailable. A background and sanctions screening is required.

Benefits

  • Remote work from the United States or Latin America.
  • Health coverage, paid time off, and holidays, varying by country.
  • Home-office or equipment allowance.
  • Professional development budget.
  • In-person team offsites.
  • Employment through an employer of record or contractor arrangements may apply outside the US, with terms structured according to local law and market practice.

Interested in this position?

Apply directly on the company website

Apply Now

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