Risk Antifraud Analyst [CO Portfolio Risk]

1 month, 1 week ago
Full-time
Mid Level
Data Science and Analytics

Banco Plata, S.A., Institución de Banca Múltiple.

A banking and financial services company focused on digital consumer banking, including credit cards, accounts, investments, savings, and business accounts. Its site describes it as a technology-driven financial institution designed to make banking simple, transparent, and accessible in Mexico.

Banking / financial services
1001-5000
Founded 2023
$2000M raised

Description

  • Design, develop, and improve antifraud strategies, rules, and decision-making across the lending lifecycle.
  • Investigate fraud cases to identify organized schemes, emerging patterns, and new attack vectors.
  • Analyze large volumes of transactional, behavioral, device, and customer graph data to uncover fraud signals.
  • Evaluate external data sources and implement external products based on cost-benefit analysis.
  • Develop, validate, and optimize fraud detection rules.
  • Use machine learning models in fraud detection where applicable.
  • Monitor fraud performance metrics, identify control weaknesses, and propose improvements.
  • Partner with Product, Risk Technology, Risk Portfolio, KYC, and Data Engineering teams to implement fraud prevention solutions.
  • Conduct deep-dive analyses and root cause investigations to strengthen fraud defenses.
  • Prepare analytical reports and present recommendations to stakeholders.

Requirements

  • 3+ years of experience in Fraud Analytics, Antifraud, Risk Analytics, or related analytical roles.
  • Experience in fintech, banking, lending, microfinance, payments, or gaming industries.
  • Degree in Mathematics, Statistics, Computer Science, Engineering, Economics, or another quantitative discipline.
  • Strong SQL skills and hands-on experience working with large datasets.
  • Proficiency in Python for data analysis.
  • Solid understanding of fraud patterns, fraud detection techniques, and behavioral analytics.
  • Strong analytical mindset with excellent attention to detail and ability to investigate complex fraud scenarios.
  • Knowledge of mathematical statistics and probability theory.
  • B1 or higher English level for effective communication with an international team.
  • Experience launching or scaling fraud prevention functions in new markets or products (bonus).
  • Experience working with machine learning models for fraud detection (bonus).
  • Knowledge of portfolio risk analytics (bonus).
  • Experience with real-time fraud detection systems and decision engines (bonus).
  • Spanish language proficiency (bonus).

Benefits

  • Relocation support to one of the hubs in Colombia, Cyprus, Serbia, or Spain, including assistance for the employee and their family.
  • Flexible work from an office or remotely within GMT-2 to GMT+2 time zones.
  • Healthcare coverage.
  • Education budget for language lessons, professional training, and certifications.
  • Wellness budget for mental health and fitness activity reimbursements.
  • 20 days of annual leave plus paid sick leave.

Interested in this position?

Apply directly on the company website

Apply Now

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